Card Trivia:Nefarious Trader


 * This monster may be based on telemarketing fraud; this often involves a degree of victim compliance (i.e. whether it involves the victim initiating contact with the perpetrator or voluntarily providing their personal information to the offender.) The fact that these criminal acts are conducted over the telephone may explain how this monster is depicted holding a cellular phone.
 * This in-kind also alludes to all three of this card's effects. While they are different forms of such fraud, generally, three main phases take place before such activities can be carried out.  For one, the offender seeks to naturally undergo doing this to make money off of unsuspecting victims that in their minds, hopefully are replete in funds (envisioned in this monster Special Summoning itself when its owners LPs are less than the opponent's.)  Secondly, they need to convince their potential victims to relinquish financial information like their credit card or bank account specs under their own volition in order to wrought their misdeeds onto the victim (envisioned in this monster needing to be destroyed by battle to Special Summon a "Loan Token" to the opponent's field, hence this said required "interaction" between the con and its victim(s).)  Lastly, with any said financial information acquired, the victim is "reeled in" by the criminal, having to now financially pay based on the con's demands until they can oust their way out of the scam (envisioned in that the opponent can discard a card to destroy one of their "Loan Token"s.)
 * This also could refer to the effects "Toichi the Nefarious Debt Collector" and "Illegal Business Practices", as the initial person behind the phone may be an intermediary to the actual debt collector, who will then mold their illicit financial modus operandi into action. This could explain why this monster was Summoned first in the anime before "Toichi" was Summoned and the latter's support Spell/Trap cards were used in conjunction with it after the former was destroyed.